Memorial Day is here which means people all over Pennsylvania and New Jersey are opening their swimming pools for the season. Did you know that if a child wanders onto your property, even without your permission, and is injured or drowns in your pool, you can be held responsible? Well you can.
A swimming pool falls into a category under the law of attractive nuisance. An attractive nuisance is something that may attract a child into your property and where he can be injured without supervision. This is also true for a trampoline or a bounce house that you may have in your yard.
It is very important to contact your insurance agent and make sure that each of these “attractive nuisances” is added to your homeowners or renters insurance policy. If it is not specifically added, you may not have coverage for it.
It is also important to inquire about your local ordinances to determine fencing regulations for these attractive nuisances on your property.
If you get sued for an injury on your property and have insurance, you still may have personal exposure and need to protect yourself. The attorney that is hired for you through the insurance company will only protect you up to the applicable limits on your policy.
If you are sued, know your rights. Set up a free consultation with Edelstein Law to make sure you, your family and you property are protected.